The advantages of right-of-occupancy

Right-of-occupancy housing combines the flexibility of rental housing and the stability of owner-occupied housing. Right-of-occupancy home is a hassle-free and safe form of living that is flexible in different life situations. Asuntosäätiö offers right-of-occupancy apartments in more than 30 locations in Finland, from apartment buildings to semi-detached and terraced houses.

Summary

  • Affordable way to live: pay only a 15% right-of-occupancy fee and a monthly residential charge.
  • Secure and low-risk housing option: no large mortgage is needed, and your right-of-occupancy fee is returned when you give up the apartment.
  • A flexible home for different life situations: stay as long as you wish and move on when your needs change.

Why choose a right-of-occupancy home?

Reasonably priced form of living

The purchase price of a right-of-occupancy home is reasonable, and the living expenses are predictable. The monthly residence charge is lower than the market-based rent in the same area. When applying for a right-of-occupancy home, your income does not affect eligibility, and wealth limits do not apply to applicants aged 55 or over. Choosing a right-of-occupancy home leaves you more money for living.

Risk-free investment

No big mortgage or worries about selling your home. The right-of-occupancy payment will be returned to you if you decide to give up the apartment.

A home for as long as you want

You can live in your Asokoti home for as long as you wish.

Flexibility when life changes

You can give up your right-of-occupancy home on three months’ notice. If required, you can temporarily rent out your home for a maximum of two years, assign it to a family member or leave it as inheritance.

Hassle-free everyday living

We take care of the maintenance of our homes so that you can focus on living. If a household appliance breaks down, we will replace it with a new one.

Services and benefits

We offer our residents additional services and customer benefits that increase the comfort of living and brighten up your leisure time. We offer our long-term residents various benefits from which to choose.